||On one hand, new
technologies have always been associated with increase in costs of services. The cost of
initial system installation is indeed high. Thus, possible initial increase in prices for
medical care can be presumed, leading to higher charges on the part of insurance companies
-> adding financial burden on average enrollees whose willingness to pay may further
diminish -> shrinkage of pool of insured people -> higher insurance premiums ->
aggravate further withdrawals (potential vicious circle). However, further utilization of
CDSS implies diminishing marginal value.
- We expect decrease in cost of insurance
premiums provided the long-standing reduction in price of medical services. This fact, in
its turn, will trigger elevation in insurance plan enrollment on the part of general
population (that is typically healthy) and their willingness to pay.